National Insurance Company (NICL) Jobs 2025

National Insurance Company (NICL) Jobs 2025: A Guide for the Chief Medical Officer Position

National Insurance Company (NICL) Jobs 2025, a large, government-owned public sector insurance company and a key player in the General Insurance market, invites applications for the position of Chief Medical Officer (CMO). This is a senior role based at the NICL Head Office in Karachi.

Industry Overview: Corporate Health Meets Public Sector Trust

This is a unique and prestigious role at the intersection of medicine and corporate governance. The Chief Medical Officer at NICL is not just a physician but a strategic health advisor to a major government-owned financial institution. This position goes beyond clinical practice; it involves overseeing the health and well-being of the company’s workforce, managing medical expenses, scrutinizing claims, and advising senior management on healthcare policy and safety measures. It is a role of significant responsibility, combining medical expertise with administrative acumen within a stable and respected public sector organization.

Current Market Demand

The demand is for a highly experienced female medical professional to serve on a retainership basis. This specific model indicates that NICL is seeking senior-level medical oversight and consultation without the need for a full-time, in-house doctor. The requirement of 3-5 hours per week, combined with extensive responsibilities like bill scrutiny, hospital visits, and policy advice, calls for a highly efficient, experienced, and self-directed professional. The preference for an FCPS qualification and experience in tertiary healthcare shows a demand for a specialist who can provide expert judgment on complex medical cases and help control corporate healthcare costs effectively.

Required Qualifications & Vacancy Details

NICL is seeking to fill this singular, senior medical advisory role.

Position Title: Chief Medical Officer (CMO)
Number of Posts: 01
Station of Posting: Karachi (Scope of work covers all NICL offices in the South Zone)
Gender: Female Only
Contract Type: This appointment is purely on a Retainership Basis for a tenure of 3 years. It is not a permanent or standard contract employment.
Age Limit: 35 – 45 years

Duty Timings & Key Functions:

Timings: 03 to 05 hours, once a week, between 9:00 AM and 5:00 PM at the NICL Head Office.
Availability: Must be available online/telephonically beyond office hours for emergency situations.
Primary Role: To attend to female patients, examine employees, and refer them to specialists. A key responsibility is to scrutinize and endorse medical bills and keep strict control over medical expenses.
Other Duties: Visit hospitalized employees, conduct medical exams for new recruits, advise management on healthcare trends and safety, and perform other assigned medical functions.

Qualification & Experience:

Qualification: MBBS Degree from a PMDC-recognized institution is mandatory. An FCPS qualification will be preferred.
Experience: A minimum of five (05) years of experience, including a house job in general medicine. Three (03) years of experience in tertiary healthcare will be an advantage.
License: Must possess a valid license issued by PMDC.

Application Process: Your Step-by-Step Guide

The deadline to apply is August 25, 2025 (calculated as 15 days from the advertisement’s publication).

Interested candidates can apply using one of the following three methods:

Method 1: Online via National Job Portal (NJP)

Visit the NJP website: https://www.njp.gov.pk.
Locate the advertisement for Chief Medical Officer at NICL and submit your application online.

Method 2: Online via Email

Download the Application Form: The prescribed form is available on the NICL website: https://nicl.com.pk/careers/.
Prepare Application: Fill out the application form and attach all relevant documents.
Send Email: Send the complete application package to careers@nicl.com.pk. The email subject line must be “Hiring of Chief Medical Officer, Karachi”.

Method 3: By Post

Download and Fill Form: Complete the prescribed application form from the NICL website.
Mail Application: Send the filled form and documents to the following address:General Manager (HR),
3rd Floor, NIC Building, Abbasi Shaheed Road, Karachi.

Note: Applications received by hand will not be considered.

Expert Tips for Applicants

Understand the Retainership Model: This is a consultancy role, not a full-time job. Your application should reflect your ability to work independently and provide high-level advisory services within a limited time frame.
Highlight Your Tertiary Care & Administrative Experience: The advantage given to tertiary healthcare experience is a key filter. If you have worked in a major hospital, emphasize this. Also, highlight any experience you have in medical administration, bill auditing, or policy advice.
The Application Form is Essential: Do not just send a CV. You must use the prescribed application form available on the NICL website for the Email and Postal methods.
Prepare Your Affidavit: Be prepared to submit a sworn affidavit on Rs. 100/- legal paper at the time of the interview, stating that you have not been blacklisted.
Demonstrate Financial Acumen: A significant part of this role is controlling medical expenses. Your CV or cover letter should subtly indicate your understanding of cost management in a healthcare context.